Wednesday, November 16, 2011

Maximize Your Home's Value

The great thing about a new house is that everything is, well, new. Nothing is scratched, stained, or worn out. It's wonderful: Everything works! That's one of the main attractions of buying a new home.

But, as any homeowner knows, the rigors of day-to-day living can cause that blissful new-home feeling to fade. It's an inevitable process, but one that can be stemmed or slowed with proper maintenance of key systems and finishes.

Once homeowners take the keys to their new home, they become responsible for maintenance of the entire structure and all its systems. Typically, professional builders will ease that transition with a warranty, but ultimately the baton is passed to the owners to protect their investment, enjoy the comforts and maintain the value of their new home.

The thought of staying on top of everything in a home can seem daunting, but really, it comes down to common sense, some diligence, and a short list of critical products and systems, including:

• Heating and cooling. It's a simple thing everyone has heard before. Changing the furnace filter every three months goes a long way toward maintaining the proper operation of a home's entire air distribution system. A clean filter keeps dust, moisture, and other allergens out of the ductwork to help ensure fresh and healthy indoor air. Clean filters and ducts also put an easier load on the furnace, prolonging its life and use less energy. Beyond that, homeowners should have the ducts and carpets professionally cleaned every 2-3 years.

• Drainage. Rain and other sources of water, must be directed away from the home to maintain the structural integrity of the foundation. To preserve the drainage and watershed design of a house, gutters should be inspected, and when necessary, cleaned and repaired in the fall and early spring. Downspouts should have extensions or splash blocks to direct or disperse runoff away from the house, if they are not already installed. As new landscaping is added, the dirt against the house (called "backfill") must be checked again to be sure that it continues to slope away from the structure. Plantings should be set at least 18 inches away from the foundation, as well.

• Roofing and siding. A new home's exterior finishes -- mainly roofing and siding materials -- are designed to last for at least 20 years and usually longer. That being said, any cracks, voids, or other damage to these finishes can lead to leaks and related moisture problems. Visually inspect the roof and sidewalls of the house at least annually for the first five years of ownership, and then semi-annually after that. And, of course, make any repairs immediately.

The effort and consistency you put into maintaining your home will pay dividends for you and your family in the future. Following these basic maintenance tasks are key components in retaining your homes new look and feel, while protecting the value of your investment.

Wednesday, November 2, 2011

Safety First

There's no getting around it: construction can be a hazardous job. We say "can be" because professional builders respect those hazards and equip and train their workers and subcontractors to mitigate safety issues as much as possible. By doing so, professional builders protect their businesses and their clients from liability.

The federal Occupational Safety & Health Administration (OSHA) provides specific guidelines and regulations for homebuilders and contractors regarding the prevention of accidents on a residential job site. The penalties for failing to comply with those rules range from hefty fines to shutting down the job until violations are corrected.

Professional builders not only comply with those regulations, but also often take extra steps to help ensure a safe working environment on every project, and to help keep everyone out of harm's way.

Inspection. As directed by OSHA, professional builders continually inspect their job sites for potential hazards, and may even have a safety manager that regularly visits each site. Common hazards may include ladders or scaffolding that are unsecured or set on uneven ground, unmarked trenches, or an incomplete or missing first aid kit.

If violations are found, they are quickly reported and remedied to get the company back into compliance. And, they are corrected for the next job.

Education and Training. It is critical to continually educate workers, to train and equip them to recognize and avoid construction job site hazards and accidents.

In addition to a written safety and health program required by OSHA, professional builders often conduct what's called "Toolbox Talks" on the subject of safety, perhaps showing a video, presenting a report, or (even better) showing workers a real-world example of a common hazard and how to remedy or avoid it.

Builders who are dedicated to safety also equip their crews with the latest in safety gear, from guardrails on ladders and scaffolding to hard hats, gloves, eye protection, and personal harnesses -- and keep that gear in optimum working order. These builders also require their trade partners to follow these same safety procedures with their employees.

Incentives. Smart builders often use incentives to help ensure safety. A worker who reports or remedies a job site hazard may earn a bonus, time off, or some other reward that recognizes his or her initiative and sets an example for the rest of the crew.

Builders may also track and publicly post job site safety achievements, such as the number of days without an accident or time lost to a job site injury. Those accomplishments may earn the company recognition from OSHA or acknowledgement from the company that insures the builder against liability and worker's compensation -- lowering the builder's overhead costs and enabling them to be more competitive for future jobs.

Including Owners. Savvy and safety-conscious builders know that their homeowner clients will want to occasionally visit the job site to see progress, make decisions and discuss concerns. Safety is no less a priority for those instances.

Homebuyers can go a long way to keeping themselves safe on the job site by following the same rules and procedures as the crew. We encourage them to wear hard hats and safety goggles and avoid visiting and walking through a house under construction without supervision, after hours, and on weekends, as they may not be aware or are unprepared to avoid hazards.